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By P. D. R. Maltby

"1. INTRODUCTIONMy talk today will discuss a new development in the thickening of slurries and clarification of waste water - the Enviro-Clear thickener. Several industrial installations of the thickener have been made in North America in the following applications:1.,water clarification in sugar beet processing plants.2.,separation of pregnant liquors from solid wastes following acid leaching in uranium mills3.,clarification of waste water from coal treatment plants as described in a paper in the June 1975 transactions of the SME entitled ""Application and Utilization of the Enviro Clear Thickener in a U.S. Steel Coal Preparation Plant"" by A.A. Terchnik, D.T. King and J.S. Anderson.2. HISTORYThe application of the Enviro-Clear thickener can be traced back to the filing of U.S. Patent 3523889 in 1970 by the inventor F. Eis. The claims of this patent are shown in Slide 1.The new concept was developed for sugar beet processing by the Spreckels Division of Amstar Corporation, and several such thickeners have subsequently been installed in various sugar beet plants. The Enviro-Clear Co. or New York took over the world-wide manufacturing and marketing of the thickener. Experience in the sugar beet industry indicated that the Enviro-Clear thickener volume requirements could be reduced to as low as one tenth that of a conventional type thickener. Various coal samples were supplied by U.S. Steel Research Laboratories for testing. The tests indicated that feed rate loadings of 3 gpm/ft.2 could be obtained by the Enviro-Clear thickener. Such results led to several industrial applications in the coal industry. Subsequently other branches of the mineral processing industry have come to learn of the possibilities of using this thickener. Slide 2 shows a list of commercial Enviro-Clear installations at the end of 1975."

Jan 1, 1976

By Terry Braden

"Meeting probable world mineral demand in the years ahead will almost certainly require an ability to economically treat lower grade and more complex ores. Achieving this will require extensive research and technical development across the full spectrum of mineral processing.For mid-sized or smaller companies the most effective way to participate in such extensive programs - and gain access to the technology required to stay competitive - may be through collaborative research.This paper explores the recent history of collaborative research in mineral processing and in particular its ability to attract world-class multi-institutional research teams with sufficient resources to make step-change advances. It chronicles the advances achieved, but also explores the research architecture and administrative structures required to deliver research outcomes and technology transfer mechanisms to a range of often disparate sponsoring companies.INTRODUCTIONIn medieval times the dream of alchemists was to turn base metals into gold. We modern alchemists, of course, don’t waste our time on that sort of foolishness: we turn base metals into dollars. When I see the profit reports filed by some companies recently, I can only conclude that a lot of those present today must be pretty good at this.But the fact that we are here at this conference reminds us that an alchemist’s work is never done; turning base metals into dollars is not a one-trick wonder but an art that we must extensively refine year after year if we are to survive in a competitive marketplace.It is not that demand for metals is likely to slow; most people seem to think that China, India, Brazil and other emerging economies are still at the lower end of their demand curve. They will need significantly larger volumes of metals in the years ahead. The challenge for us as processors is that to supply increasing tonnages of those metals profitably we will almost certainly need to process more complex or lower grade ores and probably to do so with reduced energy inputs."

Jan 1, 2009

By J. T. Chen, S. Winkler, M. J. Worswick, O. Orlov

This paper presents a review of research conducted at the University of Waterloo concerned with the application of aluminum alloy sheet and tube in automotive structures and body panels. The research has focussed on formability prediction and results using a range of damage-based formulations. These models include continuum-level damage approaches and, more recently, a so-called percolation damage approach intended to capture microstructural heterogeneity effects on damage development. This paper presents applications of these damage approaches to simulate formability of experiments considering stretch flange panels. The experiments consider drawbead effects associated with the bend/unbend deformation as the material flows through the drawbead. Recent work on simulating in situ X-ray tomography experiments that capture damage evolution during tensile deformation will also be reviewed.

Jan 1, 2006

By D. Brisebois, J. M. Fecteau, S. Poirier

"This paper focusses on new developments regarding thermal rock fragmentation applications. The technology consists of a strong burner powered by diesel fuel and air. The thermal reaction that is created allows for the enlargement of 125 mm to 450 mm holes by breaking the rock in a spalling effect. It has been used for over 30 years in Russian open pit mining. Following an agreement between Dynamitage T.C.G. Inc. and the owner of the technology, major improvements have been brought to this technology, allowing for the fabrication of a prototype suitable for the Canadian industry. In Russia and the Ukraine, thermal rock fragmentation is actually used to drill large diameter holes in surface mining. Upon having acquired a better knowledge of this technology, it seems that it presents a great potential for selective mining in narrow-vein operations, for either surface or underground mining.Rocmec International Inc., a subsidiary of Dynamitage T.C.G. Inc., and Natural Resources Canada are technical partners in the evaluation of the operational parameters and environmental aspects such as gas, heat, dust and fog emissions. Furthermore, Canada Economic Development is a financial partner in this project.This paper presents the technology and its history. It also reports on the changes brought to the equipment to adapt it to North American environments. A summary of the tests carried out since 1995 is provided, along with the main conclusions obtained. The anticipated applications for the use of this technology in both surface and underground environments are described such as open pit mining, bulk sampling and narrow-vein ore extraction. An estimate showing a comparison between the thermal fragmentation mining concept and the long-hole mining method is presented and, finally, the future developments planned are listed."

Jan 1, 2003

By M. Drozd, A. Ibrado, P. Butcher

While effective in treating refractory sulfide ores, pressure oxidation leaves carbonaceous matter unscathed and able to adsorb gold from cyanide solutions. Barrick Goldstrike's strategy to mitigate this problem is to minimize contact between dissolved gold and native carbon in advance of the carbon-in-leach (CIL) process. Measures currently in use include limiting carbonaceous matter in the plant feed by meticulous blending of ore, controlling the degree of oxidation in the autoclaves and blinding native carbon surfaces with lauryl sulfate. The presence of residual cyanide and thiocyanate in the process water remains to be a cause of premature gold dissolution and loss of gold by adsorption on carbonaceous matter. This cyanide is introduced by water that is recycled from the tailing pond. Of several treatment options considered, oxidation by peroxymonosulfuric acid, also known as Caro's acid, is deemed to be the most effective. Laboratory and pilot plant tests show that Caro's acid can oxidize free cyanide, weak¬acid-dissociable (WAD) cyanide and thiocyanate, resulting in significant improvements in gold recovery downstream. The process requires Caro's acid at 125 % of the stoichiometric requirement and pH in the range of 9.5 to 10 to accomplish the desired destruction in about twenty minutes. A cyanide destruction plant is currently being designed and construction should be completed by the end of 2005.

Jan 1, 2005

What is the BC AMTA? ?What is an ASEP? ?Who are the partners? ?Critical Success Factors ?Questions/Answers Aboriginal Skills and Employment Program (ASEP) ?A collaborative partnership of industry, employers, post secondary, First Nations and government ?Working together to plan and implement training and education programs ?Demand-driven: targeted JOBS for participants

May 1, 2010

By J. Keith Haddock

"Introduction The Luscar company, Forestburg Collieries Ltd., operates the Diplomat Mine located 14 km south of Forestburg, Alberta. Production is now at a declining rate from the 1 million tonnes achieved in 1978 as the reserves are being depleted. Three pits are operated at this prairie strip mine utilizing draglines and stripping shovels to uncover the coal. The coal is hauled to a tipple on site for shipment by rail or highway vehicles or is hauled directly to the adjacent Battle River Generating Station. Geology The mine is currently extracting the Battle River seam on the north side of the Battle River. This is the lower-most seam in the Horseshoe Canyon Formation and is the only one present in the area, the upper seams having been eroded by glaciation. The seam lies generally flat and varies from 2.0 to 5.0 metres thick. It lies under glacial till overburden varying in depth from 5.0 to 12.0 metres. The mineable coal extends from the side of the Battle River valley where it outcrops, to approximately 2.5 kilometres to the north. The mine is spread out over a distance of 8.0 kilometres in an east-west direction. Reserves and Coal Quality After over 30 years of mining at Diplomat, there are now less than 1 million tonnes of mineable reserves remaining on the property. With the commencement of coal production from the Paintearth Mine in 1981, supply to the Battle River Generating Station, formerly Diplomat's biggest customer, is being transferred to Paintearth. Rail shipments and domestic supply will continue until reserves are depleted. The coal has the following specifications:"

Jan 1, 1985

By S. Banisi, M. Poorkani, M. Farzaneh, M. Askari

"At the Sarcheshmeh copper mine 40,000 t of ore per day with an average grade of 0.9 % Cu is ground to 70% passing 75 microns. Grinding is effected in 8 parallel lines of 8 x 5 m ball mills in a closed circuit with cyclones. The make-up balls are 80-mm forged alloy steel balls and the average ball consumption is 750 gh of ore ground. In order to optimize ball size distribution inside the mill, based on the previous investigation instead of using only 80 mm make-up balls a combination of 80 and 60 mm (75% to 25% by weight) ball charge was used in one of the mills. To evaluate the performance of three ball types namely forged alloy steel balls (A), ductile cast iron (C), high chromium cast iron (D) and also a combined (80 and 60 mm) charge of forged alloy steel balls (B), four identical parallel mills were charged accordingly. These four mills were sampled during a period of six months. The amount of material finer than 75 microns of cyclone overflows was selected as a criterion for the performance evaluation. It was observed that in a mill with the combined make-up balls the amount of fine produced was 4% higher than the other mills. The consumption of ball types A, C and D were 730, 710 and 534 g/t, respectively. The results of laboratory flotation tests showed that due to an improvement in the production of fines an increase of 1.4% in the overall copper recovery is obtainable. Due to the promising results, the new make-up ball regime was implemented in all mills in the plant.INTRODUCTIONThe Sarcheshmeh copper ore body which may rank as third or fourth largest in the world contains 1 billion tonnes averaging 0.90 % copper and 0.03 % molybdenum. It is located southeast of Iran and has been processing 40,000 t/d of ore since 1982. The mine produces 100,000 tonnes of copper and 2,200 tonnes of molybednite concentrate per year. After three stages of crushing, the ore with a F80 of 12.7 mm is fed to 8 parallel ball mills in closed circuit with cyclones to produce a product 70% finer than 75 microns. The concentrate of the first stage of flotation is reground and the tailing constitutes the main component of the plant final tailings. A concentrate with an average grade of 31% Cu is obtained after cleaning and re-cleaning stages. Total recovery of the plant varies between 83 and 87 % depending on the operating conditions and ore type."

Jan 1, 2002

By Gorzalczynski. Stan

The recent trend in underground mine developments is ?big is better?. This is most certainly evident in the mine shaft and the conveyances that operate within its compartments. Today, there are several new installations requiring mine cages that can transport up to 170 passengers. The technology in mine hoisting is advancing to address a combination of higher capacity requirements, deeper hoisting depths and faster winding rates, however, some areas of the hoist plant have not changed for the past fifty years. The most notable of these areas is the shaft compartment guide string and the conveyance mounted safety arrest mechanism. The technology in use today for the protection of passengers in a shaft conveyance from a hoist rope severance incident, remains conceptually unchanged from Elisha Otis? design of 1850. The actual retardation components, the safety dogs, have taken on several forms since Elisha?s invention with the last major design change occurring in the late 1940?s. The arrest of a free falling shaft conveyance requires that the shaft guides withstand the energy imparted on them by the safety dogs. There are some very real limitations presented by the use of wood for this application. The new hoisting era will most certainly continue to demand larger capacity equipment but also, an increased awareness toward safety.

May 1, 2002

By D. W. Davis, P. Landais, L. J. Robb

Abstract -Nodules of carbonaceous matter have been observed in several Archaean peraluminous granites adjoining the gold- and uranium-bearing Witwatersrand Basin. These nodules, which resemble solid bitumen, usually replace uraninite or uranothorite and are paragenetically late. They show many similarities to kerogen seams and nodules associated with the conglomerate horizons in the Witwatersrand Basin, including composition, maturation, intimate association with uraninite, and a late paragenesis. U-Pb isotope ratios for granite-hosted and Witwatersrand kerogens define a single, albeit somewhat diffuse, Pb-loss discordia suggesting an upper intercept age of circa 2300 Ma. Carbon isotope analysis indicates lighter ?13C values for the granite-hosted nodules than for the sediment-hosted kerogen seams. Raman spectroscopy indicates that granite-hosted kerogen is more highly ordered than Witwatersrand seam kerogen. A model is presented which links the granitoid­ and sediment-hosted organic matter to an event of oil generation in the Witwatersrand Basin circa 2300 Ma ago. Light hydrocarbons migrated through the sediments and into underlying/adjacent granitic rocks, undergoing polymerization and accumulation in response to radiation accompanying the presence of high-uranium phases.

Jan 1, 1994

By Dara L. Hrytzak-Lieffers

Canada has long since been a place that has led the world in mining development, in a safe, clean, and sustainable manner. This has led to the integration of corporate social responsibility (CSR) philosophy in corporate governance, policy, and programming. The paper will identify the basis of CSR practise in Canada?s mining industry and provide a Canadian example of CSR implementation. Biography Dara Hrytzak-Lieffers is the manager, corporate social responsibility at Cameco Corporation. She oversees corporate CSR initiatives including the Sustainable Development report and public engagement programs. Dara received her BA in International Studies from the University of Saskatchewan and an MA in International Conflict Analysis from the Brussels School of International Studies. She is a recent graduate of the World Nuclear University summer institute.

May 1, 2011

By Júlio C. Lúcio

Consider the case of a mining company with N investment opportunities in projects of different commodities. The problem is: since the company has limitation of capital, equipments, technical staffs, etc, what is the best portfolio of production projects in order to maximize expectations from shareholders? In the no-longer past, the traditional method for the selection of portfolio of projects was the rank-an-cut method. But, this does not properly account for the risk to which the company is exposed. The Markowitz?s Mean-Variance is an advance because the risk of the NPV can be estimated at the level of the company or even division of the corporation. The final product of the Markowitz?s model is the efficient frontier, in which, the manager can clearly understand the maximum return from existing assets and the associated risk level - but this model does not recommend which one is the best portfolio. In this paper we present a model to select the best portfolio considering not only economic indicators, but also requirements of production, constraint in investments, etc. We show that if investors are diversified, managers should select projects with highest return, regardless of risk. However, in practice, if bonuses of managers are tied to their performance, the choice for portfolio with lower return and risk can happen. Numerical application considering typical portfolio of large mining company is used as example.

May 1, 2009

By Samuel Frimpong

Synthetic fuel is a liquid hydrocarbon fuel synthesized from unconventional resources, such as tar sands, heavy oil, coal, and oil shale. These unconventional resources are immense and will be a major energy source for the 21st Century as the availability of conventional crude oil and natural gas declines. The authors review the available global distributions, production data, research frontiers, and current research organizations involved in tar sands, heavy oil, coal, and oil shale. Tar sands and heavy oil is mainly deposited in Canada, Venezuela, and the United States. Oil shale reserves are found in United States, Jordan, China and Australia. Coal occurs in United States, Russia, China, Canada, and Australia. Major research and development efforts are focused on reserves identification, transportation technologies, production cost modeling, bitumen extraction process improvements, coal liquefaction technologies, elimination of pollutants, greenhouse gases, and safeguarding human health and the environment. This review forms a major source for educating the public about these important energy sources, and the need to develop environmentally sound technologies and policies for their extraction.

May 1, 2007

By M. Vallée

"Geological and technical problems are often considered the most important ones affecting new mining projects. Typical problems and likely causes are reviewed based on current Quality Management and Continuous Improvement (QMCI) perspectives, giving particular attention to the work of W.E. Deming. As the “system approach” is an essential part of these policies, its characteristics are described with particular attention given to cultural- behavioural, organizational and systembased constraints described by J. Gharajedaghi. Given that poor communication and interaction among geologists, mineral processors and mining engineers/operators can seriously affect the adequacy of tests, project planning and execution, and mine profitability, these interrelated processes within the mining systems are analyzed and modelled. The impacts on models and simulations of ignoring typical data, information and knowledge uncertainties are addressed. Adapting W.E. Deming’s Fourteen Points, System of Profound Knowledge and insistence on leadership, and the analysis of mining system constraints, will allow the effective QMCI approach required to reduce geological and technical risks. Whenever we achieve this goal, we will be in a better position to overcome environment-, market-, finance- and community-related problems, achieve higher company and industry profitability as well as more sustained development. RÉSUMÉLes problèmes géologiques et techniques sont souvent considérés les plus importants parmi ceux qui affectent les nouveaux projets miniers. Des problèmes typiques et leur causes sont étudiés dans la perspective de gestion de la qualité et d’amélioration continue (GQAC), en relation avec les travaux de W.E. Deming. Comme l’approche système est au centre de ces méthodes, ses caractéristiques sont décrites en donnant une attention particulière aux contraintes de types culturel-comportemental, organisationnel, et systémique décrites par J. Gharajedaghi. Compte-tenu que les lacunes dans les communications et les interactions entre géologues, minéralurgistes, et ingénieurs/opérateurs miniers peuvent affecter sérieusement la validité des essais, de la planification et de l’exécution des projets ainsi que la rentabilité des exploitations, ces processus connexes font l’objet d’analyse et de modélisation. Les impacts sur les modèles et les simulations de l’incertitude des données, informations et connaissances sont soulignés. En adaptant au système minier les Quatorze Obligations et le Système de connaissance approfondie de W.E. Deming ainsi que l’analyse des trois types de contraintes, nous pourrons développer une approche GQAC permettant de réduire les risques géologiques et techniques des projets miniers et des exploitations. Ceci nous pemettra de mieux faire face aux problèmes reliés à l’environnement, aux marchés, au financement et aux conditions sociales, d’améliorer la rentabilité des exploitations minières et de l’industrie, tout en contribuant de façon accrue au développement durable."

Jan 1, 2003

By Rita Aiello, Stan Mack, Peter Werth, Joseph McCarney, Jozef Stachulak

"Johnson Matthey has developed the first diesel particulate filter (DPF) for underground mining that controls particulate matter (PM) at the same time as maintaining emissions of NO2 at or below engine baseline levels. DPF technology is critical for controlling PM which is classified as a carcinogen, but passively regenerating systems rely on the use of oxidation catalysts that can potentially increase NO2 emissions. This paper reviews the development of low-NO2 PM control technology and the results from testing this technology underground on diesel mining equipment. KEYWORDS Decomposition catalyst, Diesel particulate filter (DPF), Diesel particulate matter, Mining Continuously Regenerating Trap (CRT®), NO2, SCR INTRODUCTION The introduction of diesel particulate filter (DPF) technology on heavy duty diesel (HDD) engines has been an important step towards addressing the clean air and health concerns for mining companies. Control of diesel particulate matter (PM) emitted from diesel engines is already being implemented for on- and off-road vehicles, and similar legislation is being prepared for mining equipment. In addition to PM, the diesel emission control strategies (DECS) also reduce carbon monoxide (CO) and hydrocarbons (HC). Some DECS control oxides of nitrogen, or NOx, which is composed of NO and NO2. Johnson Matthey has led the development of emission control technologies for diesel engines for almost 30 years. Over the last ten years alone JM has supplied over 3 million Continuously Regenerating Trap (CRT®) DPF systems for on-road vehicles, and over 200,000 systems for off-road vehicles. The patented CRT technology combines a diesel oxidation catalyst (DOC) with a DPF to effectively trap harmful PM from diesel exhaust, while removing CO and HC. The DOC converts part of the engine NOx to NO2, which reacts with the trapped soot to regenerate the filter. As engines become more fuel efficient, less waste heat enters the exhaust. This can be a disadvantage for after-treatment systems as it leads to lower catalyst operating temperatures. The CRT system regenerates passively, without addition of heat, at temperatures that are typical of diesel engine exhaust. JM recently launched the Mining CRT system which integrates CRT technology with NO2 abatement to reduce PM and tailpipe NO2 from underground diesel mining equipment. This is the first technology proven to control both PM and NO2 emissions for a cleaner, healthier working environment. The Mining CRT is also cost-effective compared to other technologies."

Jan 1, 2019

By D. Prince, G. Nollet

"Since 1994, Aur Ressources has operated Louvicourt mine, a zinc and copper mine close to Val d’Or, at a rate of 4300 t/d. Ever since the start-up of the plant, management has encouraged innovative approaches in reliability.The first of three papers will discuss the vibration monitoring program in place. The program will be described and two examples will be given: detection of a rolling bearing defect on a pinion driving the ball mill and identification of wear on the bearings of the flotation cells. Figures on the return on investment and the costs of a monitoring program will also be given.The second article will discuss the lubrication aspect. Since the establishment of a good monitoring and oil analyses, Louvicourt mine decreased its oil consumption by more than 38 000 L/yr. In addition, the company set up an oil regeneration system that restores the original properties of oil.The third article will cover the management aspect. Work organization as well as the management philosophy enabling the employees to push predictive technology to higher levels will be examined in detail. The key elements which made it possible for Louvicourt mine to position itself among world-class companies in the organization of maintenance will be discussed. IntroductionThis article is the second of three on predictive maintenance at the Louvicourt mine operated by Aur Resources Inc. The first article, published in the October 2002 issue, was about vibration analysis for rotating machines. This article describes how lubrication and oil analysis for stationary machines permitted Louvicourt to save more than $150,000 within two years and presents the evolution of the oil analysis program.Louvicourt mine, located near Val-d’Or, Quebec, is a copper and zinc mining and milling operation that processes 4300 t/d of ore and employs 289 people. Production began in 1994. Louvicourt mine is a partnership between Aur Ressources (30%), Teck Corp. (25%), and Novicourt (45%)."

Jan 1, 2003

By John Stubbles

Data are presented on the global warming issue to reinforce the decision by the U.S to reject the Kyoto protocol. The evidence that CO2 is a problem rather than a benefit is inconclusive and will be discussed in this paper. Nevertheless, for economic reasons alone, the US steel industry will continue to minimize CO2 emissions (and the release of real pollutants) per ton of steel through energy reduction programs. However, relative to inevitable increases in absolute CO2 emissions from the utility industry and the transportation sector, future reductions by the steel industry will be inconsequential in the "big picture."

Jan 1, 2004

By K. R. Coulter

"Good morning gentlemen. I am very pleased to have this opportunity to tell you a few of the things that happen within a completely unrelated activity, the electroplating industry, except that it does consume metals and has some slight similarity of problems so far as cyanide is concerned.First, just a few general terms about the industry. It is a relatively unsophisticated industry technically, and in many instances there are serious problems in obtaining staff that can operate the various systems that are currently available for destroying cyanide or precipitating metals.I would suggest to you that if you are investigating any system that you consider very seriously the personnel that are actually going to run it. The installation people; probably have some idea what it is all about but the operators must be chosen for their ability and not because they just happen to be available.We perhaps have another area in common. There is very little money for capital expenditures that produce no immediate return or even eventual return on the investment.The industry is largely made up of ""Jobbers"" who are strictly electroplating. There is another group in which the electroplating is captive as in large companions where it is a convenience operation. Also there are specialists, who do other things besides plating but it is a very major part of their operation. This applies to the automotive parts industry.Cyanide applications in the plating industry will be for copper, zinc, cadmium, silver, brass, and gold. Cyanide waste solutions come from those solutions adhering to the plated parts, and from the occasional discharge of the plating bath solutions. Also, in a related industry, the heat treating people with cyanide case hardening have some high concentrations of cyanide to dispose of. Concentrations of cyanide that we treat are 2500 parts per million or higher especially in wastes from heat treating. Solution volumes might be as low as 100 gallons per hour in a well run, carefully operated rinsing system. It may be as high as 3000 gallons per hour where dilution occurs."

Jan 1, 1973

At the end of a century of mining education in South Africa, it is appropriate to reflect on the past, take stock of the present and ponder the future of mining education. While it is likely that changes in the mining industry will generate an increased demand for mining graduates, the number of suitably qualified applicants to study mining is worryingly small. While good progress has been made in unifying the educational system that previously provided schooling on a racially separate basis, it appears that a decade or more will be required to raise competency levels in mathematics, science and English, and this paper describes the process as it affects mining engineering programs. It also describes the initiatives currently being undertaken by the University of the Witwatersrand and the mining industry to ensure that the South African industry receives an adequate flow of well-qualified mining graduates, despite more than 70% of the intake coming from severely disadvantaged educational backgrounds.

Jan 1, 1999

By Elizabeth Gardiner

Tailings and water management facilities are integral components of mine and mill operations. They must be managed for the long term to ensure that safe and environmentally responsible stewardship is achieved. The Mining Association of Canada (MAC) has developed and published two manuals to provide guidance to mining companies on sound practices for the safe and environmentally responsible management of tailings facilities: ???A Guide to the Management of Tailings Facilities; and ???Developing an Operation, Maintenance and Surveillance Manual for Tailings and Water Management Facilities. The Guides were designed to help companies develop and implement tailings management systems that include environmental and safety criteria, to improve the consistency of application of sound engineering and management principles to tailings and water management facilities through their full life cycle, and to demonstrate this to regulators and the public.

May 1, 2003